Provided by Professional Risks

Non-Negligent JCT 21.2.1

JCT 21.2.1 insurance was developed to fill the gap in liability issues within construction, when it’s not possible to prove that the contractor was negligent, and the employer has a liability that is not insured.

Clause 21.2.1 (or equivalent) is contained in the Joint Contracts Tribunal (JCT) standard form of a building contract. This requires insurance to be arranged, in the joint names of the employer and contractor, to protect the employer in respect of their liability for any loss or expense arising from damage to the surrounding property.

Best for

  • Cover can be offered for the majority of contracts where Clause 21.2.1 (or equivalent) is required under the terms of the contract.

Highlights

  • Experienced team of underwriters providing a quick response to enquiries within 48 hours
  • Ability to write cover in isolation
  • Competitive premiums
  • Capacity to write cover up to £10 million limit of indemnity any one occurrence
  • Surveys can be undertaken if required

 

Summary of coverage

Clause 21.2.1 (or equivalent) is purchased to provide protection against the employer’s liability for expense, liability, loss, claims or proceedings that arise due to non-negligent damage to property (other than the contract works) while undertaking a building contract due to:

  • Collapse

  • Subsidence

  • Heave

  • Vibration

  • Weakening or removal of support

  • Lowering of groundwater

Cover is in the joint names of the employer and contractor.

 

Get in touch
Adrian Farnell
Adrian Farnell

Liability Underwriting Manager

Joanne Dent
Joanne Dent

Development Underwriter

Liability Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

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Head office

10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom

+44 (0)16 568 68000
Gavin Lock
Gavin Lock

Development Underwriter

Female
Ceri Thomas

Underwriter

Female
Rachel Dwight

Liability Underwriter - Professional Risks

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