Provided by Professional Risks

SME Liability

Offering protection for the day to day. For small or medium-sized business enterprises (SMEs), our experts build a level of cover to protect against your business's risks.

We write standalone primary Employers’ Liability, Public Liability and Contractors All Risks insurance for small- and medium-sized business enterprises (SMEs). We offer a quick and straightforward 360 solution for quote, bind, mid-term adjustment and renewal through our online system, with the option to white label for liability schemes.

  

Best for

  • Small- and medium-sized Contractors and Professionals with a turnover of up to £1 million

  • Self-Employed Tradespeople

  • Low Risk Contractors

Highlights

  • Public Liability limits up to £5 million
  • No number of employees/per capita restrictions
  • Option to tailor business descriptions
  • Interest-free rolling monthly option
  • Competitive premiums
  • Experienced team of underwriters providing a response to enquiries within 72 hours
     

 

Summary of coverage

Insurance for small- and medium-sized enterprises. Cover options include:

  • Employers’ Liability – providing cover for your legal liabilities to employees injured whilst in your employment 

  • Public Liability – providing cover for your legal liabilities to pay damages for bodily injury and/or damage to property occurring during the period of insurance

  • Contractors All Risks – providing pre-set optional limits available for ‘All Risks’ cover on contract works and plant, tools and equipment, not exceeding the sum insured shown on the schedule

Get in touch
Female
Fran Rodger

Liability Underwriting Manager

Liability Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling

Documents & forms

Your team

Directory
Head office

10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom

+44 (0)16 568 68000
Gavin Lock
Gavin Lock

Development Underwriter

Female
Ceri Thomas

Underwriter

Female
Rachel Dwight

Liability Underwriter - Professional Risks

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why-tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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