Provided by Professional Risks

Public Liability

Covering a wide range of unpredictable circumstances, providing the confidence of knowing your business is covered. 

Tokio Marine HCC employs a team of underwriters across the UK that provides unrivalled levels of service and expertise. We write standalone primary and excess liability and primary Contractors All Risks business from our regional offices and in London. We provide cover for risks located in the UK and the Republic of Ireland.

Best for

  • Small and medium-sized companies with a turnover of up to £5 million
  • Contractors with design exposure
  • Low Risk Contractors – Builders, Electricians, Painters / Decorators
  • Specialist affinity group schemes with bespoke policy wordings

 

Highlights

  • Public Liability limits up to £10 million (€13 million in the Republic of Ireland
  • Bespoke cover to meet individual companies’ needs
  • Ability to offer multi-risk products, including Public Liability and Management Liability
  • Local empowered underwriters
  • TMHCC is part of Tokio Marine, a premier global company
  • Able to write contractors who work overseas 

Summary of coverage

  • Provides cover where the policyholder causes third-party injury or damage in the course of their business, which arises from the policyholder’s occupation of their premises, the products they supply and/or any contract work undertaken

  • Includes sudden and accidental pollution

  • Standard extensions include claims brought under the Data Protection Act, financial loss extension (up to a limit of £250,000) and clean-up cost extension under the pollution section

  • Includes an indemnity to principles clause

  • Key exclusions include exposure to asbestos, terrorism and liquidated damages

Liability Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling

Your team

Head office

10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom

Gavin Lock
Gavin Lock

Development Underwriter

Alex Barclay
Alex Barclay

Senior Underwriter

Tom Delaney
Tom Delaney

Underwriting Manager

Related products

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Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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